Changing the Debt Relief Industry Across The North

4 Pillars Team - Northern Ontario

Driven by a passion to change the industry, Ryan Brown and his 4 Pillars team are part of a movement that is dedicated to providing clients with quality representation. Over the years, the financial system and the debt relief industry seem to have made it harder and harder for people to reclaim their financial life. At the heart of this is a lack of debtor representation, – which can perpetuate the cycle, by favouring the creditor in almost every circumstance. That’s why Ryan has become a member of the Canadian Debtors Association, and why he and his team do what they do in our northern communities, day in and day out.

Key Staff


Ryan came on board into regional ownership with 4 Pillars in 2010, and since, has had the opportunity to personally work with thousands of clients in their quest to get out of debt. What started out as a venture to work in…

Read Full Bio


Ashley has a varied background which began by venturing off to Sudbury to complete her first round of college at Cambrian in Social Services – Gerontology.  Once free from school she stuck around an extra year…

Read Full Bio


Angela has lived in the north of Ontario for over 10 years. Originally from southern Ontario, let’s just say that she got her priorities straight and realized that “The North” is where it’s at! Angela loves the outdoors, ripping…

Read Full Bio


Sharon is a certified and accredited insolvency counsellor. She has been working in the 4 Pillars organization since 2012, where she has helped hundreds of clients move forward from their debt restructuring plan into…

Read Full Bio


Born in Sudbury, raised in Muskoka, Marie has a great love for the region, the people who call it home, and she is very family oriented. Becoming a mother at the age of 18 and now a glowing grandmother to a beautiful little girl, Marie mastered…

Read Full Bio

Talking About Debt
is Easier Than You Think

5 Stars


Muskoka & Parry Sound

“Our experience with 4 Pillars was nothing more than pleasant. We are treated with real compassion and understanding. Thank you Ryan and team for everything you do for your clients. Our life is now stress free and we can look forward to retirement.”

5 Stars


North Bay

“What an amazing feeling having the weight lifted. Thank you doesn’t seem like enough for Ryan, Sharon and Marie for what they have done for our family. You have made us feel like there is a light at the end and given us HOPE. Thank you so much, you are greatly appreciated and very very educated in these areas, you come HIGHLY recommended.”

5 Stars



“Ryan, Angela and entire team were amazing to work with. The positive energy helps gets through such a rough time and you feel no judgement from any of them, such a great group of people. Thank you and I highly recommend this team if you need financial help.”

Call Now ButtonLet's Talk, No Obligation